Q: Can I use reward points earned from groceries and dining to pay for fuel at BPCL? 

Yes — all reward points earned on the BPCL SBI Card (from fuel, groceries, dining, and movies) can be redeemed for fuel purchases at eligible BPCL petrol pumps.

Q: Is the 4.25% value-back only at BPCL or all petrol pumps? 

The accelerated 13X rewards and fuel surcharge waiver apply exclusively at BPCL petrol pumps. Other fuel brands earn a lower standard reward rate.

Q: What is the maximum I can save on fuel per month? 

BPCL fuel rewards are capped at 1,300 reward points per month (₹325 value) plus the ₹100 surcharge waiver — total fuel savings up to ₹425 per month if you hit the cap.